These terms and conditions set out the terms and conditions on which we offer to supply to you services and products advertised on this Website. All references in these terms of use and conditions of sale to the “website” or “Website” refer to this website

This Website is designed for you – please read these terms and conditions as they protect your interest, and if you have any comments, problems or any questions regarding our Website and/or products and services featured, please get in touch with us. The information on this website is intended only to be used as a guide and does not refer to any particular version or setup. You use all of the suggestions on this website entirely at your own risk.

By using or accessing our Website and/or placing any order(s), you agree to be legally bound by these terms and conditions.


All the material on this website is protected by International Copyright and Intellectual Property Law and all the text and screenshots are the copyright of Spathium Limited.
You are not allowed to download, copy, publish or reprint any of the content, graphics or HTML code without explicit written permission from Spathium Limited.
If you do not agree with the terms and conditions of the End User License Agreement given below, you should not buy, copy or use any of our products. By using our software you indicate your acceptance of these terms and conditions.

End User License Agreement (EULA)

This Spathium Limited End User License Agreement (“EULA”) is a legal agreement between you (either an individual or a single entity) and Spathium Limited (“Spathium”) for all our products, including templates and financial models and any associated media and documentation (“Products”) contained in the file(s) we send or you download from our website (


Templates and financial models have been designed for your use to estimate and project your financials for your business. They include some benchmark data and structure to help you create your projections, but you will need to modify the assumptions and structure to fit your business.

You should read these terms and conditions very carefully before using any of our products.

1) In no event shall Spathium Limited be liable for any indirect, incidental or consequential damage, loss of profits, loss of use or data or interruption of business, whether alleged damages are labelled in contract or indemnity. We strongly recommended that you test our products thoroughly with non-critical data before using it on any live data.

2) Spathium Limited does not warrant that Products are free from errors or bugs or will meet your specific requirements. If you discover a problem or bug with Products please report it so we can take the necessary steps to correct it.

3) You may not distribute or make any copies of our Products. You are specifically prohibited from charging, or requesting donations, for any copies of Products.

4) We give you as much information as possible before purchasing, and we can’t take back a download. So please read everything and look through the template first, contact us to ask your questions and purchase when you’re confident it’s what you need.

All our Products are protected by copyright and intellectual property laws.

Contact us if you have any questions about this license.


We provide information designed to educate and inform entrepreneurs. We and our Products are not intended to provide legal, tax or financial advice. We are not financial planners, brokers or tax advisers.


All prices quoted are in US Dollars. Prices may change at any time, but will not affect orders which have already been shipped.

Full payment will be taken at the time of placing your product order, and we reserve the right to obtain validation of your payment before accepting your order. If your order is rejected, for whatever reason, and payment has been accepted, you will receive a full refund.


We may from time to time issue gift or promotional codes relating to the purchase of the products. These gift or promotional codes will only be available on the terms specified at the time of issue. Should you attempt to make an order for products using a gift or promotional code issued to another individual and/or for purposes other than those for which it was granted, we shall be entitled to reject such order. A refund will be given for all rejected orders.

After you have placed an order with us for the purchase of products, you will receive an e-mail confirming the transaction of your order.


When you pay for the template or financial model, you will receive an email to the email address you supplied in the purchase process with download links.

If you do not receive the email, please check your spam folders. If for some reason you have not received your order, please let us know. Email us at:


Subject to your compliance with these Terms, you are hereby granted a non-exclusive, limited, non-transferable, revocable license to use the Product as we intend for them to be used. You are licensed to keep, for your own personal records, electronic or physical copies of documents you have created from the Product. You may not copy the content of our forms or agreements for use or sale. Any rights not expressly granted in these Terms are reserved by us.

Resale or unauthorized distribution of materials is strictly prohibited. Use of these materials is for your personal or business use. Any resale or redistribution of our materials requires express written consent from us.


We retain all right, title and interest in and to the Products, including, without limitation, software, images, text, graphics, illustrations, logos, service marks, copyrights, photographs, videos, music, and all related intellectual property rights. Except as otherwise provided in this agreement, you may not, and may not permit others to: (i) reproduce, modify, translate, enhance, recompile, disassemble, reverse engineer or create derivative works of any of our Products; (ii) sell, license, sub-license, rent, lease, distribute, copy, publicly display, publish, adapt or edit any of our Products; or (iii) circumvent or disable any security or technological features of our Products.

The design, text, graphics, selection and arrangement thereof and services and the legal forms, documents, guidance and all other content found on our website are the copyright © of us. All rights reserved.


We are always seeking to deliver an excellent Product to you. However, from time to time, some of the information, software, products, and services made available through the website may include inaccuracies or typographical errors. Thus information received from us should not be relied upon for personal, medical, legal, or financial decisions. You should consult an appropriate professional for specific advice tailored to your situation. In short, your use of our Services is at your own risk.


We may provide links on our website to the websites of other companies, whether affiliated with us or not. We cannot give any undertaking, that products you purchase from companies to whose website we have provided a link on our website, will be fit for purpose or of satisfactory quality, and any such warranties are DISCLAIMED by us absolutely. This DISCLAIMER does not affect your statutory rights against the third party seller.


We are committed to protecting the privacy of minors and does not sell products for purchase by children under the age of 21.


By e-mail to:

Notice will be deemed received and properly served 24 hours after an e-mail is sent.


These terms and conditions, our privacy policy and any document expressly referred to in them represent the entire agreement between us in relation to the subject matter of any contract and supersede any prior agreement, understanding or arrangement between you and us, whether oral or in writing.

You and we acknowledge that, in entering into a contract, you have not and we have not relied on any representation, undertaking or promise given by the other or be implied from anything said or written in negotiations between you and us prior to such contract except as expressly stated in these terms and conditions.